A beach within reach

The coldest months are slowly drawing to a close, and if you have been thinking about taking a vacation this year, I say there’s no time like the present to start planning.

Saving up for a vacation can be tricky and overwhelming…

…but there are some creative ways that you can start putting money away now to make your vacation wishes come true.

One way is to use automatic savings plans through your bank or credit union. You can decide which percentage of your paycheck will automatically go into an account you designate as your travel fund, which helps ensure that you’re consistently contributing each month and staying on track with your goals.

Cut down spending in areas that aren’t necessary for day-to-day living or don’t align with your financial goals by creating a budget and sticking to it. Understanding where your money goes each month allows you to identify opportunities to save more and find extra funds for your vacation.

That dedicated account I mentioned earlier? Make sure you set that up! Moving extra money over when it becomes available will motivate you as you get closer to your goal. Watching the numbers jump will get anyone psyched!

Finally, you can make your goals happen faster by implementing small changes. You’d be shocked at how quickly tiny habits like bringing lunch from home, cutting TV subscriptions (at least until your favorite shows return), and shopping sales can add up over time.

Ultimately, planning and finding creative ways to save for what you want will help make sure any goal is within your reach!

And wouldn’t you know it? The philosophies I just shared with you apply to saving for just about anything.

Got a short or long-term goal you’re eyeing? Let us help you get there. Call 330 836 7800 Ext. 1 or book a spot on >>my calendar<< to set up a free consultation.