A Guide for Divorcees Seeking Trusted Financial Support

Divorce brings major life changes—and managing your finances on your own can feel overwhelming. Whether you’re handling a divorce settlement, navigating new tax responsibilities, or trying to plan for the future, working with a knowledgeable Certified Public Accountant (CPA) can make all the difference.

Here’s how to find a CPA who truly understands your needs as a newly single individual:

1. Start with Recommendations You Trust
Begin by asking your inner circle. Friends, family members, or colleagues who have been through divorce may have worked with a CPA they trust. If you worked with an attorney during your divorce, they can often recommend professionals who specialize in divorce-related financial issues.

2. Check Professional Credentials and Associations
Look for CPAs who are members of respected organizations like the American Institute of Certified Public Accountants (AICPA) or your state’s CPA society. These associations often provide searchable directories, helping you find credentialed professionals in your area.

Membership also signals that the CPA adheres to ethical standards and continues their professional education.

3. Search Reputable Online Directories
Online directories can help you locate licensed CPAs nearby. Try:

• AICPA’s “Find a CPA” tool
• Your state board of accountancy’s website
• Local business directories with client reviews

Reading feedback from others—especially other divorcees—can give you valuable insights into the CPA’s communication style, reliability, and experience.

4. Look for Divorce-Focused Financial Expertise
Not all CPAs are familiar with the complexities of divorce. Look for one who has experience in:

• Divorce settlements and tax implications
• Property division and retirement account transfers
• Alimony and child support taxation
• Filing taxes post-divorce as a single person or head of household

Some CPAs hold additional certifications, like CDFA® (Certified Divorce Financial Analyst), which may be helpful depending on your financial situation.

5. Interview Potential CPAs
Once you’ve narrowed your list, schedule short consultations or introductory calls to get a feel for their approach. Ask:

• Have you worked with clients going through divorce?
• How do you help with post-divorce financial transitions?
• What should I be aware of when it comes to taxes and settlement income?

This isn’t just about finding someone qualified—it’s about finding someone you feel comfortable opening up to about personal financial matters.

6. Verify Licensing and Qualifications
Always confirm that your CPA is properly licensed. You can check their credentials through your state’s board of accountancy. Look for relevant experience and any additional training in financial planning, estate planning, or divorce-specific issues.

7. Pay Attention to Communication Style
Divorce can be emotionally draining—and the last thing you need is a CPA who’s difficult to reach or hard to understand. Choose someone who:

• Explains things clearly
• Listens without judgment
• Keeps you informed throughout the process

Your CPA should feel like a partner, not a puzzle.

8. Understand the Fee Structure
Be upfront about fees. Some CPAs charge hourly, others use flat rates, and some may offer a hybrid approach. Make sure you know:

• How you’ll be billed
• What’s included (and what’s not)
• If there are additional charges for follow-up meetings or services

Transparency now helps you avoid surprises later.

9. Ask for References
If you’re still uncertain, ask for references from past clients—ideally those who have been through a divorce. Hearing about someone else’s experience can give you peace of mind and help you feel more confident in your choice.

10. Trust Your Gut
Credentials matter, but so does connection. Trust your instincts when choosing a CPA. If something feels off—or if you don’t feel heard—keep looking. The right CPA will help you feel supported, not judged.